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Long term care
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PROTECT YOUR ESTATE The cost of services from a Nursing Home or Home Health Services continue to rise annually at rates of 5-8%. Individuals who have carefully built their estate over years of hard work find that at a daily rate of $145 over 365 days per year creates a huge cut into their estate at a rate of $52,925 per year. The average stay for an individual in a Nursing Home is 3 years but for some people the stay may be 10 or 20 years. How do you keep up with the cost and still have the gift of an estate to transfer to your family? PLAN AHEAD 1.) I might not want to go into a Nursing Home... Long Term Care insurance policies can cover you at home, in a Assisted Living Facility, or at a Nursing Home. Choose the coverage you want when you apply for coverage. 2.) Insurance is too expensive and I'm too young to buy Long Term Care insurance... Working age people have a great chance to protect the assets they are building, at vary affordable rates. Waiting to purchase Long Term Care insurance until an older age is what creates high premiums. Specific companies market coverage to individuals in the working class age 40-60 years old at significant discounts. 3.) Will Medicare pay for Long Term Care services? Medicare pays a very limited amount in only certain situations. Don't rely on Medicare to cover your long term care costs. 4.) Are there any tax breaks for paying long term care insurance? Yes! Let us show you how the last great American (and Montanan) tax break can work for you! SCHEDULE TO MEET: Culver Insurance Agency, Inc 1-(406) 377-5631
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Last
updated
05/04/2009 |
