Regardless of whether or not you offer health insurance benefits to your employees, your employees can choose to select Supplemental coverages to help with medical costs.  Premiums are as low as $8.04 per month.  Premiums can be deducted pre-tax for most plans for additional savings! There is no Employer Premium Requirement! 

By making the coverage available to your employees through the group your employees are able to access DISCOUNTED RATES!  In fact, a number of the coverages are not even available on an individual basis.

As Employers must increase deductibles and/or co-pays in order to keep premiums on health insurance manageable the need for Supplementals has increased.